Step One

Select your product(s) from the H&F range. There is a minimum spend of £199*.

Step Two

Speak to a member of staff or follow the online application process

Step Three

If approved, sit back and await your delivery.


Will I qualify for credit?

We can only consider your application if:

  • You are 18 or over and employed at least 16 hours per week.
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years.

Applications from students (unless employed at least 16 hours a week) or unemployed single house persons will not be considered. 


Finance Rules

  • Exdisplay items do no qualify for 0% finance (charges may apply)
  • 0% finance available over 6, 12, 24 or 36 months.
  • Maximum order value for finance long term is £5000.
  • Klarna 'Slice it' is available from £199*. Klarna 'Slice it' is spreading the costs at 0% over 3 months. Maximum order value for 'slice it' is £1000
  • Maximum order value £5000


0% Finance

In association with Klarna Bank AB (publ) Representative 0% APR.

Home and Furniture: Home Fusions Ltd, 4 New Beetwell Street, Chesterfield, Derbyshire, S40 1QR Home and Furniture acts as a credit intermediary and only offers credit products from Klarna Bank AB (publ)

Credit provided subject to age and status.

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