Step One

Select your product(s) from the H&F range. There is a minimum spend of £600*.

Step Two

Speak to a member of staff or follow the online application process

Step Three

If approved, sit back and await your delivery.


Will I qualify for credit?

We can only consider your application if:

  • You are 18 or over and employed at least 16 hours per week.
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years.

Applications from students (unless employed at least 16 hours a week) or unemployed single house persons will not be considered. 


Finance Rules

  • Exdisplay items do no qualify for 0% finance (charges apply)
  • Spend £600+ and receive 0% finance over 6 months.
  • Spend £900+ and receive 0 % finance on either 6 or 9 months.
  • Spend £1000+ and receive 0% finance on 6 months, 9 months or 10months.
  • Spend £1250+ and receive 0% finance on a choice of 6 months, 9 months, 10months or 12 months.


0% Finance

In association with Klarna Bank AB (publ) Representative 0% APR 6 or 12 montly payments, available on selected products.

Home and Furniture: Home Fusions Ltd, 4 New Beetwell Street, Chesterfield, Derbyshire, S40 1QR Home and Furniture acts as a credit intermediary and only offers credit products from Klarna Bank AB (publ)

Credit provided subject to age and status.

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