Finance

Step One

Select your product(s) from the H&F range. There is a minimum spend of £199*.

Step Two

Speak to a member of staff or follow the online application process

Step Three

If approved, sit back and await your delivery.

 

Will I qualify for credit?

We can only consider your application if:

  • You are 18 or over and employed at least 16 hours per week.
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years.

Applications from students (unless employed at least 16 hours a week) or unemployed single house persons will not be considered. 

 
 
 

Finance Rules

  • Exdisplay items do no qualify for 0% finance (charges may apply)
  • 0% finance available over 6, 12, 24 or 36 months.
  • Maximum order value for finance long term is £5000.
  • Klarna 'Slice it' is available from £199*. Klarna 'Slice it' is spreading the costs at 0% over 3 months. Maximum order value for 'slice it' is £1000
  • Maximum order value £5000

 

 

0% Finance

In association with Klarna Bank AB (publ) Representative 0% APR.

Home and Furniture: Home Fusions Ltd, 4 New Beetwell Street, Chesterfield, Derbyshire, S40 1QR Home and Furniture acts as a credit intermediary and only offers credit products from Klarna Bank AB (publ)

Credit provided subject to age and status.

 

Disclosure

Home Fusions Ltd is authorised and regulated by the Financial Conduct Authority (FCA FRN 734728) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Bank AB (publ)] [by a limited number of finance providers, including Klarna Bank AB (publ)]. Please note that the following products are not regulated by the FCA: [Pay in 30 days and Pay in 3 instalments]. Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

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